Buyer’s Stamp Duty (BSD), Additional Buyer’s Stamp Duty (ABSD) and TSDR(Total Debt Servicing Ratio) are acronyms that are dreaded by many property buyers, but unfortunately inevitable. We can help you to understand and calculate those to check whether you can afford to buy. We can also help you with some strategies to minimize them (within legally permissible ways). You might be positively surprised, many buyers who initially think they can’t afford a property, actually can! Let us show you how. We are not allowed to give you any specific tax advise though. You can get an generic overview from the IRAS website and download the guidance about the rates and loan rules here (pdf, 496kb).
Just get in touch and we’ll be glad to assist you. Thank you.